2 Myths Holding Back Home Buyers – Welcome to SouthFloridaHomeSolutions.com

Buying a Home Buying a home can seem like a daunting process – it just may be the most expensive and emotionally charged purchase of your life. But with careful research and determination, the keys to that dream home can be yours. We’ll help you along your path toward homeownership.

.Based on our recent survey of individuals planning to purchase a home in the next three years, nearly a third think they need to put more than 20% down." Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan.

Many buyers are worried about finding a home they like or being able to afford a home as interest rates continue to rise. If you’re a potential homebuyer who’s on the sidelines because of what you.

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Myth #1: "I Need a 20% Down Payment". " There are many mortgage-ready renters today, but they don’t know it. Often, homebuyers remain sidelined for years due to the down payment. " Many believe that they need at least 20% down to buy their dream home, but programs are available that allow buyers put down as little as 3%.

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2 Major Myths Holding Back Home Buyers Leave a reply Urban Institute recently released a report entitled, " Barriers to Accessing Homeownership, " which revealed that " eighty percent of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5 percent."

Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

2 Myths Holding Back Home Buyers. By Tara paras. myth #2: "I Need a 780 FICO Score or Higher to Buy". Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Your dream home may already be within your reach.

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