Reasons to Refinance – Michael Anthony O’Connor – C2 Financial

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How to know when to refinance your mortgage. Ellen Chang.. a mortgage consultant for C2 Financial Corp., a San Diego-based mortgage brokerage.. A refinance can cost more money in the long.

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Use our mortgage refinance calculator to see how you can benefit by refinancing to any of our loan products. 2. Cash Out Refinancing. The second major reason to refinance is to utilize some of your equity for other purposes. In a cash-out refinance, your new mortgage is greater than your current mortgage and you receive the difference in cash.

Also, a cash-out refinance replaces your existing mortgage, while a HELOC is an additional loan on top of your existing mortgage. You will have to pay closing costs to refinance your mortgage, so be sure to weigh the options to see if a cash-out refinance makes financial sense for you.

Take my word for it, Michael Anthony O’Connor is an honest person that will take care of you and your family on your new purchase or refinance. He makes you feel important and not just another client. He takes his clients best interest to heart, not his commission.

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