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Confused about your home loan EMI? Read this  · Mark Forums Read: Page 41 of 42 « First. I have availed a home loan on subvention sceheme & the EMI will start from December 2020. Now, I have some spare fund and I am not sure if I should prepay the home loan or invest the money some where else till my EMI starts? Is it even possible to reduce the principal loan amount by prepaying before.

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